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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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You and Mom should consult an attorney well-versed in Medicaid rules in Florida. The home is except from Medicaid Recovery when there is a disabled adult child. So I doubt that Medicaid will be able to seize Ma's asset to repay her benefits, BUT I don't know how inheriting a house would impact your disability benefits. Consulting an attorney to have things set up to go most smoothly will be worth the fee.
OH I KNOW. This is the reason my father left nothing to my sister in a group home. She is on Medicaid. "The state would take it all" he said. Even her life insurance! He took the policy from his ownership to my name. He was right!
Jeanne is spot on on you being able to inherit the house.
See an attorney to find out what they do with the house. They likely can establish a special needs trust for you that will not affect your Medicaid status. I'd look for one who is a disability specialist rather than elder law attorney. If you have a national support group - like Leukemia & lymphomas Society or Multiple Sclorocis Organization, I bet they have a short list of attorneys who understand special needs in your region too - so look into that for names.
The will probably will need a codicil done to have it done for the new name of the trust. My cousin has a special needs trust with significant asset base and is on Medicaid - they can & do co-exist if done properly. He had polio as a child and disabled from it since then although he is totally competent & cognitive but physically is very limited. I & his brother are trustee's although he totally self-directs it because he mentally can do this. The trust is great as it pays things that Medicaid won't or pays for only low-cost versions. He got his car totally retro-fitted for his driving & a very specialized hoist in his bedroom which the trust paid for. Now upon his death, if there are funds left then the beneficiary is the state but really you likely can plan to spend down the trust before that happens. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
See an attorney to find out what they do with the house. They likely can establish a special needs trust for you that will not affect your Medicaid status. I'd look for one who is a disability specialist rather than elder law attorney. If you have a national support group - like Leukemia & lymphomas Society or Multiple Sclorocis Organization, I bet they have a short list of attorneys who understand special needs in your region too - so look into that for names.
The will probably will need a codicil done to have it done for the new name of the trust. My cousin has a special needs trust with significant asset base and is on Medicaid - they can & do co-exist if done properly. He had polio as a child and disabled from it since then although he is totally competent & cognitive but physically is very limited. I & his brother are trustee's although he totally self-directs it because he mentally can do this. The trust is great as it pays things that Medicaid won't or pays for only low-cost versions. He got his car totally retro-fitted for his driving & a very specialized hoist in his bedroom which the trust paid for. Now upon his death, if there are funds left then the beneficiary is the state but really you likely can plan to spend down the trust before that happens. Good luck.