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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Evelyne, my Dad added me to his bank accounts but all the money in the account was his and his only. He was the primary account holder, thus under his social security.
I did not touch one penny in his account for myself.
Curious why you and your daughter want a joint account? If your daughter is your financial Power of Attorney and will be using the money in your account to pay YOUR bills, then that is fine.
Keep records of the bills and checks. I use to xerox the check onto the face of the bill so that if someone needed to view what was used from the account, there is was in a 3-ring binder.
My nephew had a checking account with my Mom on it. When we went to the lawyer to make up Moms POAs the lawyer suggested that Mom get off of nephews account. We were told that Medicaid would look at the account as hers. I really see no problem with putting daughter on the acct as long as she puts none of her money in it. Check with the bank to see if "and" or "or" would make a difference.
Evelyne - I’d suggest you have it so that daughter is a signatory on all accounts with you as the owner (so it’s your SS#) but POD (pay on death) to her on all accounts and that all accounts are tied into the same online banking & accessible to both of you.
Your daughter doesn’t have to be DPOA to get banking done as your totally competent & cognitive to do banking stuff. But providing bank with copy of dpoa to have on file will be a good idea. Expect when you & her go to the bank that a bank officer will want to speak with you completely on your own. Like for us, mom went into bank officer solo office to add on me as signatory and POD. The online stuff can be done with both of you sitting together.
Ask her about perhaps doing a new email address for everything “mom” from here on out..... like for banking, SSA, etc. If you don’t have an online account with SSA, other pensions, I’d really suggest you & her sit down and get these done with a printer nearby so you both have binder with all acct details and passwords. Start each year with the “awards letters” that SSA & most pensions send out. The awards letters get mailed out like Oct/Nov for the incoming year & available online too. Daughter may have a PW chain program or her iPad has cloud keeping.
Since I am relatively healthy I like to be prepared and gather as much info as I can before making unwise decisions or mistakes. This forum here has great advise. I am new to this and learn every day from this site. The next step for me is to set up a POA and talk to the bank. Thank you all so much.
We have separate accounts although hers is a joint account we originally set up. Currently it holds only her money and I have my own account. I did this because I do not trust the government or anyplace we have ever done business with. We have separate savings accounts also for the same reason but this also became a benefit when I was appointed guardian. Her money over $10k is frozen and money can only be drawn out with the courts approval and then with an invoice or billing statement presented at the counter. In this case the bank will issue a certified cashiers check to me made out to the billing entity. As for her expenses, I am allowed to withdraw $250 monthly for her needs. I hope this helps.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I did not touch one penny in his account for myself.
Curious why you and your daughter want a joint account? If your daughter is your financial Power of Attorney and will be using the money in your account to pay YOUR bills, then that is fine.
Keep records of the bills and checks. I use to xerox the check onto the face of the bill so that if someone needed to view what was used from the account, there is was in a 3-ring binder.
Your daughter doesn’t have to be DPOA to get banking done as your totally competent & cognitive to do banking stuff. But providing bank with copy of dpoa to have on file will be a good idea. Expect when you & her go to the bank that a bank officer will want to speak with you completely on your own. Like for us, mom went into bank officer solo office to add on me as signatory and POD. The online stuff can be done with both of you sitting together.
Ask her about perhaps doing a new email address for everything “mom” from here on out..... like for banking, SSA, etc. If you don’t have an online account with SSA, other pensions, I’d really suggest you & her sit down and get these done with a printer nearby so you both have binder with all acct details and passwords. Start each year with the “awards letters” that SSA & most pensions send out. The awards letters get mailed out like Oct/Nov for the incoming year & available online too. Daughter may have a PW chain program or her iPad has cloud keeping.
Do you own a home or have investments?
We have separate savings accounts also for the same reason but this also became a benefit when I was appointed guardian. Her money over $10k is frozen and money can only be drawn out with the courts approval and then with an invoice or billing statement presented at the counter. In this case the bank will issue a certified cashiers check to me made out to the billing entity.
As for her expenses, I am allowed to withdraw $250 monthly for her needs.
I hope this helps.